One of the free benefits that come automatically with NEA/CTA membership is NEA Complimentary Life* Insurance, which is designed to provide some peace of mind for members. The NEA Complimentary Life Insurance pays benefits if an eligible NEA/CTA member dies or becomes dismembered (i.e., suffers a loss of limb or other qualifying injury) as a result of an accident or assault.
NEA Complimentary Life Insurance Highlights:
Life insurance and AD&D insurance coverages
Provides a basic level of coverage that can be supplemented with CTA Voluntary Life and Disability Insurance
No additional cost to NEA Active, Staff, Reserve and Life** members, and eligible CTA members
NEA Complimentary Life Insurance Beneficiary Form
Coverage begins September 1 following the date an individual becomes an eligible NEA/CTA member and ends on the September 1st following the date a person ceases to be an eligible NEA/CTA member, unless such person renews his or her NEA/CTA membership prior to that September 1st. When coverage ends, all previous years of continuous membership will be forfeited.
NEA Complimentary Life Insurance benefits, as summarized in the following table, are based on the:
NEA/CTA member’s years of continuous membership
Extent of loss
Years of Continuous Membership |
Death Benefit |
Accidental Death & Accidental Dismember- ment (AD&D) Benefit |
Occupation / Association Leader AD&D Benefit |
Unlawful Homicide While at Work |
1 |
$200 |
$1,000 |
$50,000 |
$150,000 |
2 |
$400 |
$2,000 |
$50,000 |
$150,000 |
3 |
$600 |
$3,000 |
$50,000 |
$150,000 |
4 |
$800 |
$4,000 |
$50,000 |
$150,000 |
5 or more years |
$1,000
(Maximum Benefit) |
$5, 000
(Maximum Benefit) |
$50,000
(Maximum Benefit) |
$150,000 (Maximum Benefit) |
These benefits are in lieu of any other benefit paid by this Program.
For more information on NEA Complimentary Life Insurance, or to designate or change your previously designated beneficiary under this Plan, contact:
NEA Member Benefits
(800) 637-4636
ask-us@neamb.com
www.neamb.com
Below you'll find important telephone numbers and contact information that should be provided to the surviving spouse or beneficiary.
CTA Death and Dismemberment Plan
CTA Member Benefits
(650) 552-5200
Death & Dismemberment Beneficiary Registration
NEA Complimentary Life Insurance
NEA Member Benefits
(800) 637-4636
www.neamb.com
CTA Voluntary Life Insurance
The Standard
(800) 522-0406
The Standard
CTA Voluntary Disability Insurance
The Standard
(800) 522-0406
The Standard
CalSTRS
CalSTRS
(800) 228-5453
www.calstrs.ca.gov
CalPERS
CalPERS
(888) 225-7377
www.calpers.ca.gov
Social Security Administration
Social Security Administration
(800) 772-1213
www.ssa.gov
District-Paid Life
School District Administration
School District
NA
Tax-Deferred Annuity Plans
School District Administration
School District
NA
*The NEA Members Insurance Trust® pays for this coverage
**Life members must be actively employed in the field of education
The NEA Complimentary Life Insurance coverage is issued by The Prudential Insurance Company of America, 751 Broad Street, Newark, NJ 07102, a New Jersey company. Please refer to your Certificate of Insurance for all plan details, including any exclusions, limitations and restrictions, which may apply. Contract Series: 31300. CA COA# 1179, NAIC# 68241
INST-A015094
This is not a complete description of the Plan. For a complete description, please refer to the NEA Complimentary Life Insurance Summary Plan Description.
Review disclaimer regarding Member Benefits information on the CTA website.