Death & Dismemberment Beneficiary Registration
CTA Death and Dismemberment Plan and Summary Plan Description
CTA Death and Dismemberment Plan Brochure
CTA Death and Dismemberment (D&D) Plan
The CTA Death and Dismemberment (D&D) Plan is an automatic benefit available to eligible CTA members at no additional cost. If an eligible CTA member dies or suffers a dismemberment (i.e., suffers a loss of limb or other qualifying injury), her/his beneficiary(ies) will receive a lump-sum cash payment.
D&D Plan Highlights:
No cost to CTA members.
Coverage provided up to:
$2,000 in the event of a death arising from any cause
$10,000 in the event of an accidental death or dismemberment
$50,000 in the event of an accidental death or dismemberment that occurs while on the job or acting in the capacity of Association Leader
Benefit increases with each year of continuous membership until the maximum benefit is reached after 10 years.
Coverage begins September 1 following the date an individual becomes an eligible CTA member and ends on the September 1st following the date a person ceases to be an eligible CTA member, unless such person renews his or her CTA membership prior to that September 1st. When coverage ends, all previous years of continuous membership will be forfeited.
As summarized in the following table, benefits under the CTA D&D Plan are based on the:
- CTA member’s years of continuous CTA membership
- Cause of death or extent of dismemberment
| Years of Continuous Membership |
Death Benefit |
Accidental Death & Accidental Dismemberment (AD&D) Benefit |
Occupation / Association Leader AD&D Benefit |
| 1 |
$200 |
$1,000 |
$50,000 |
| 2 |
$400 |
$2,000 |
$50,000 |
| 3 |
$600 |
$3,000 |
$50,000 |
| 4 |
$800 |
$4,000 |
$50,000 |
| 5 |
$1,000 |
$5,000 |
$50,000 |
| 6 |
$1,200 |
$6,000 |
$50,000 |
| 7 |
$1,400 |
$7,000 |
$50,000 |
| 8 |
$1,600 |
$8,000 |
$50,000 |
| 9 |
$1,800 |
$9,000 |
$50,000 |
| 10 or more years |
$2,000
(Maximum Benefit) |
$10,000
(Maximum Benefit) |
$50,000
(Maximum Benefit) |
Although no enrollment is required for eligible members to receive coverage under the CTA D&D Plan, eligible CTA members should designate (a) beneficiary(ies). If there is no named beneficiary(ies) or the beneficiary(ies) dies before the member, benefits will be paid in the following preference order:
Spouse/Domestic Partner*
Children
Parents
Brothers and sisters
Executor or administrator
*Effective for deaths occurring after December 31, 2009, a domestic partner pursuant to a Certificate of Registered Domestic Partnership issued in accordance with California state law.
To register your beneficiary: CTA Death & Dismemberment Beneficiary Registration.
For more information on the CTA D&D Plan or to file a claim, please contact the CTA Member Benefits Department as soon as possible. There are important filing deadlines that may apply.
CTA Member Benefits Department
(650) 552-5200
member_benefits@cta.org
Below is a chart with important telephone numbers and contact information that should be provided to the surviving spouse or beneficiary.
This is not a complete description of the Plan. For a complete description, please refer to the booklet entitled “CTA Death & Dismemberment and Summary Plan Description,” a copy of which is provided to all eligible CTA members. You can also obtain a copy by contacting the CTA Member Benefits Department.
Review disclaimer regarding Member Benefits information on the CTA website.