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Protecting Your Income Is Vital To Your Financial Health


Your ability to earn an income is your most precious financial resource. Here are some places where you can learn more about the importance of protecting your income:

- Visit www.whatsmypdq.org to calculate your own odds of experiencing an illness or injury that could force you to miss work for an extended period of time. The PDQ, or Personal Disability Quotient, calculator also helps determine your Earnable Income Quotient, which is how much you can expect to earn over the course of your working years – as long as disability doesn’t end or interrupt your career.

- Visit the CTA Member Benefits website – You can find out more about the Voluntary Disability Insurance coverage available to you as a CTA member by going to www.CTAMemberBenefits.org/TheStandard. These plans were created specifically to meet the income protection needs of California educators and education support professionals.

Take a moment to check your pay stub and benefits information to confirm that you have the income protection you need to safeguard your way of life. To learn more about the CTA-endorsed Disability Insurance plans, visit www.CTAMemberBenefits.org/TheStandard or call The Standard’s dedicated CTA Customer Service Department at 800.522.0406.

For costs and further details of the coverage, including exclusions, benefit waiting periods, any reductions or limitations and the terms, under which the policy may be continued in force, please visit www.CTAMemberBenefits.org/TheStandard, sign in and review the information, or call The Standard’s dedicated CTA Customer Service Department at 800.522.0406 (TTY), 7:00 a.m. to 6 p.m. Pacific Time.

Every child deserves a chance to learn and no child succeeds alone.

© 1999- California Teachers Association