Protect your income and your family (if applicable) from the unexpected by enrolling online today in the CTA Voluntary Group Life Insurance Plan and the CTA Voluntary Group Disability Insurance Plan, administered by Standard Insurance Company (The Standard).
The Standard Group Life Insurance
The Standard Group Disability Insurance
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CTA Group Voluntary Life Insurance Plan Features Include:
Level term coverage options ranging from $25,000 to $400,000
Optional spouse or domestic partner and dependent coverage
Accidental Death and Dismemberment (AD&D) coverage
Continuation of coverage during total disability
Appeals process through the CTA Advisory Panel on Endorsed Services
Convenient payroll deductions
CTA Group Voluntary Disability Insurance Plan Features and Benefits Include:
For Educators:
$25 per work day during sick leave benefit
Up to 75% of regular daily contract salary if you become disabled, (benefits reduced by deductible income)
Up to 75% of extra duty pay lost due to disability (such as summer school, coaching, other forms of stipends)
Additional $35 per calendar day if you are hospitalized (no waiting period, 60 day maximum)
Disability benefits up to 50% of regular monthly contract salary to at least age 65 for educators with less than 5 years of service with STRS
For CTA Education Support Professionals (CTA ESP):
Up to 66 2/3% of regular daily contract salary if you become disabled, (benefits reduced by deductible income)
Additional Plan Features:
$10,000 Accidental Death and Dismemberment coverage
Partial Disability Benefits
Family Care and Dependent Education Benefits
Convenient payroll deductions
Please note: disability benefits for Educators and Education Support Professionals are subject to a waiting period.
For costs and further details of the coverage, including exclusions, benefit waiting periods, any reductions or limitations and the terms, under which the policy may be continued in force, please sign in and review the CTA Group Life and Disability Insurance Plans Brochure.
Review disclaimer regarding Member Benefits information on the CTA website.