Life & Disability Insurance

Protect your income and your family (if applicable) from the unexpected by enrolling online today in the CTA Voluntary Group Life Insurance Plan and the CTA Voluntary Group Disability Insurance Plan, administered by Standard Insurance Company (The Standard).

Members-only Content  The Standard Group Life Insurance
Members-only Content  The Standard Group Disability Insurance

Sign-in using the orange box on the right to access locked member-only content.

CTA Group Voluntary Life Insurance Plan Features Include:

  Level term coverage options ranging from $25,000 to $400,000
  Optional spouse or domestic partner and dependent coverage
  Accidental Death and Dismemberment (AD&D) coverage
  Continuation of coverage during total disability
  Appeals process through the CTA Advisory Panel on Endorsed Services
  Convenient payroll deductions

CTA Group Voluntary Disability Insurance Plan Features and Benefits Include:

For Educators:

  $25 per work day during sick leave benefit
  Up to 75% of regular daily contract salary if you become disabled, (benefits reduced by deductible income)
  Up to 75% of extra duty pay lost due to disability (such as summer school, coaching, other forms of stipends)
  Additional $35 per calendar day if you are hospitalized (no waiting period, 60 day maximum)
  Disability benefits up to 50% of regular monthly contract salary to at least age 65 for educators with less than 5 years of service with STRS

For CTA Education Support Professionals (CTA ESP):

  Up to 66 2/3% of regular daily contract salary if you become disabled, (benefits reduced by deductible income)

Additional Plan Features:

  $10,000 Accidental Death and Dismemberment coverage
  Partial Disability Benefits
  Family Care and Dependent Education Benefits
  Convenient payroll deductions

Please note: disability benefits for Educators and Education Support Professionals are subject to a waiting period.

For costs and further details of the coverage, including exclusions, benefit waiting periods, any reductions or limitations and the terms, under which the policy may be continued in force, please sign in and review the CTA Group Life and Disability Insurance Plans Brochure.

Review disclaimer regarding Member Benefits information on the CTA website.

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